For low-wage earners: ‘Dying is expensive’-A A +A
Saturday, November 2, 2013
NOW available: installment burial plans for the financially hard up.
Aside from the emotional pain of losing a loved one, the cost of a burial could be a weighty burden on the part of the grieving family members, said Aileen Jane Torregosa, a minimum-wage earner who lost loved ones before.
“Mahal kaayo ang mamatay (Dying is expensive),” said Torregosa.
Torregosa cited transportation, the food during vigil, electricity, and other factors that could be unbearable to the emotionally burdened family members who lost someone, especially if they don’t have money.
Torregosa said as a word of advice: “You need to plan out your funeral as your last expression of love to the people you left, to unload them from the financial burden of the inevitable death.”
Bebe Forelo, owner of Forelo Immaculate Funeral Services (FIFS), said, “Some of our customers cannot afford to pay our services after the burial, and for that, we accept installments and gradual payment methods to cater to the financial capacity of the grieving family members.”
Forelo said some of their customers have unpaid balances and were obliged to pay their bills by the time they got the money.
“Depende ra ‘na sa sabot-sabot (It depends on the negotiations),” said Forelo, referring to the payment for their services.
Forelo considered their funeral services as the cheapest in Misamis Oriental.
FIFS offers their customers P9,000 that includes embalming that could last up to 7 days, transportation from the hospital morgue, lights during vigil, and funeral.
They also have the P25,000 package that includes tombstones and other services for rich families who lost someone.
Ruth Rubillar, homes administrator of Green Hills Memorial Chapel, said their lowest rate or “ordinary package” is P15,000 including the coffin, five-day embalming, a stay in their funeral chapels for five days without air conditioner, etc.
Other than that, Rubillar added that you can also pay your memorial even if you’re still alive.
“Green Hills offers plans that could be paid from 12 months to 60 months,” said Rubillar pointing out that their cheapest plan called “Lilac” is just P25,950 or P433 per month for 60 months.
Rubillar said they (Green Hills Memorial Plan) has an expensive plan called “Pastel” which is P118,680 that customers can pay staggered for P1,978 for 60 months.
Barangay Bugo revenue collector Corazon Opeliña said they (local government unit) collect P500 to the residents of Bugo who want to bury their dead in the public cemetery.
“Dapat gani exclusive lang ni para sa mga taga-Bugo kay gamay ra ang area (This cemetery is supposed to be exclusive for the residents of Bugo because the area is small),” said Opeliña adding that they cater residents from nearby villages who wants to bury their dead at a higher rate.
The land area of the Bugo public cemetery is just about two hectares.
But for the indigent residents of Bugo, they do not ask any payments as long as it can present a certificate from the Department of Social Welfare and Development (DSWD) and the city assessor’s office to prove that one is an indigent, said Opeliña.
“However, to the non-residents of Bugo, we collect P3,000 for the ‘compartment type’ and P5,000 if they want to bury it on the ground,” said Opeliña.
Opeliña said after five years they will start collecting P200 per year so the dead can stay in the public cemetery.
“If the cemetery gets full, and if they do not pay per year, they will have to transfer the remains,” said Opeliña.
Published in the Sun.Star Cagayan de Oro newspaper on November 02, 2013.