THE Philippine Health Insurance Corp. (Philhealth) is a government-owned and -controlled corporation with the goal to ensure the health of every Filipino through social health insurance regardless of social status: poor, rich, young, old, sick, healthy, working or jobless.
Children too can enjoy Philhealth benefits provided they are enrolled as dependents of a member. The following children are qualified as dependents without additional premium:
Legitimate, legitimated, acknowledged and illegitimate (as appearing in birth certificate) adopted or stepchild or stepchildren below 21 years of age, unmarried and unemployed;
Children who are 21 years old or above but suffering from congenital disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support, as determined by Philhealth;
Foster child as defined in Republic Act 10165 otherwise known as the Foster Care Act of 2012.
In order to avail of most inpatient and outpatient benefits, formal economy members (employees, business owners, household workers and family drivers) and Overseas Filipino Workers must have at least three months’ premium contributions within the immediate six months prior to the availment.
This community education column from Quota International of Metro Cebu (QIMC) is not intended to take the place of legal advice. Consult with a private attorney of your choice to review the facts, laws, and remedies specific to your case.
QIMC is a non-profit service organization for the disadvantaged women and children, hearing-impaired and speech-impaired. For comments/feedback, send email to email@example.com.
Published in the SunStar Cebu newspaper on October 18, 2017.
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