Modus at Pag-ibig

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Sunday, December 15, 2013

FELLOW broadcaster Eric Manait of Radyo Brigada Toledo City called me up the other night and complained about alleged anomalies he discovered at the office of the Pag-ibig Mutual Fund. He said he applied for a calamity loan because his family in Bohol was affected by the 7.2 magnitude earthquake that struck Central Visayas last Oct. 15.

Sagbayan, Eric’s hometown, was one of the hardest hit. But when he made a follow-up on his loan application, it was denied because he availed himself of the same loan in September 2012. He was shocked because he did not apply for any loan last year. He remembered applying for a loan in 2007 when he was still with Bombo Radyo. But it had been fully paid when he transferred to radio dyRC in 2009. I understand Pag-ibig, like the Social Security System (SSS), gives its members two years to pay off their loans.

I still have to get the side of Pag-Ibig about Manait’s complaint. The office was closed yesterday. But this case is very rampant in SSS. There are unscrupulous individuals who use other people’s names to avail themselves of loans. I’ve received numerous complaints regarding this practice in the past. That’s why in my case, I apply for another loan every time I pay off an old one. I have yet to apply for a loan at the Pag-Ibig.

I suspect those responsible are conniving with someone inside. In the first place, why would SSS or Pag-Ibig approve a loan application if it’s not sure about the applicant’s identity? Why don’t these two agencies impose a stricter policy when
screening applicants?

It’s not because Eric a media colleague, but I think Pag-Ibig officials should look into his concern. It is unfair that he can’t avail himself of the calamity loan because someone else who assumed his identity already has. Wala pa ra ba ko maka-loan sa Pag-Ibig basin baya og duna nay naggamit sa akong ngalan. Aw, alegre gyud ta.


Last Saturday, the whole staff of RGMA dySS Super Radyo Cebu, headed by our station manager Susan Pere Aliño, was in Sitio Libertad, Barangay Bagay, Daanbantayan to conduct a relief mission. We distributed school bags and school supplies and conducted a feeding program to no less than 100 students at the Libertad Primary School. We also distributed relief goods to the residents there.

You know, we decided to cancel our Christmas party and instead give the funds to super typhoon Yolanda survivors in northern Cebu. Initially, we thought of adopting a destroyed school building that we planned to rebuild. When we inspected Libertad Primary School, we decided not to pursue that plan because it would be too costly and our budget is limited. The two main school buildings were destroyed by Yolanda.

We’ll just leave it to other agencies to reconstruct the school buildings. The students have classes in two makeshift classrooms. The school still doesn’t have any water, just like the entire community. Aside from the relief mission, the students, their parents and their teachers were also entertained by our drama talents who staged a variety show. The Talamban Children’s Ministry and the Church of Christ, which were our partners, also discussed religious and psychological matters with the children.

On our way there that almost took three hours, I observed that some residents have yet to recover from the devastation wrought by Yolanda.

They still need support, especially food and shelter, from the government or from the private sector. Some residents still line up along the national highway asking for help, albeit some may be taking advantage of the situation.

In Libertad, an old woman approached me and tried to invite me to her house a few meters from the school so I could see the damage for myself.

We could not accompany her but she told me she needs materials to rebuild her house. I feel bad for her.

The activity was very tiring since the program was held outdoors, but it was also very rewarding to see that we were able make some people happy.


Published in the Sun.Star Cebu newspaper on December 16, 2013.


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