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Saturday, April 23, 2005
Senior citizens, Pinays get loans
TWENTY-FIVE applicants from the United Senior Citizens Association (USCA) and Kalipunan ng mga Liping Pilipina (Kalipi) will be given loans through Self-Employment Assistance–Kaunlaran (Sea-K), a livelihood program of the Department of Social Welfare and Development (DSWD).
That’s what USCA president Bonnie Obaob said in an interview during the last day of the three-day Sea-K Training and Orientation Program that started Wednesday at the USCA center in Sambag I, Cebu City.
USCA is a government organization of senior citizens from various barangays in Cebu City, while Kalipi is a national organization of Filipina women.
Livelihood
Sea-K is a livelihood program extended by DSWD to applicants who have income of not more than P11,000 a month. They must have at least six members in their family, and they must have an existing business, DSWD project evaluation officer Rizalinda Patindol said in an interview Friday.
Applicants must also complete physiological and social preparedness sessions. “Our applicants who attended this orientation went through a series of discussions on issues, like conflict management and teamwork, conducted by our social workers,” said Patindol. “Then we teach them basic business management skills and processes like food processing, high-speed sewing, dress-making, trade and commerce.”
Amount
Patindol said applicants can borrow a minimum of P2,000 or a maximum of P5,000. “This fund will help them sustain their small business,” she said.
The loan must be repaid in one year.
“They will pay on a weekly basis through a bank. It’s interest-free,” Patindol said.
Around 15 barangays in Cebu have already benefited from this program, she added. (ALC)
(April 23, 2005 issue)
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