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Monday, September 12, 2005
Philamlife bares latest life insurance product
Philamlife recently launched its newest product called QuantumFlex.
QuantumFlex is a whole life plan that earns dividends. A whole life plan provides the insured individual coverage for life.
Generally, whole life plans are payable for life but not QuantumFlex, Philamlife said, as it has four fixed limited payment options: three, five, 10 and 15 years.
The company added that these four paying period options are guaranteed not to change.
According to the insurance firm, QuantumFlex’s coverage doubles on the third year at no extra cost, thus, it is perfect for those who want the flexibility and freedom to choose their ideal payment option.
Persons, like high net worth individuals and overseas Filipino workers (OFWs), can pick the three-year option for the fastest way to get covered since their contracts are usually good for three years.
Executives and entrepreneurs can choose to go with the more moderate five-year period while professionals like doctors might want to go with the 10-year payment period since they are almost guaranteed of a steady stream of earnings in the years to come.
Government employes, teachers and most rank and file employes will find QuantumFlex’s 15-year option the most affordable since their payments will be spread out over a longer period of time.
QuantumFlex is available in both peso and dollar denominations and can be tailored to fit a person’s different financial requirements. Its dividends and optional benefits can help provide for one’s protection, health, education or retirement needs.
It can also offer comprehensive accident coverage up to the age of 72, replacement income when one is confined in a hospital, and disability income.
To know more about QuantumFlex or other Philamlife products, one may see one’s Philamlife career agent or call (02) 528-2000.
(September 11, 2005 issue)
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