Thursday, July 18, 2019

Savings: Every graduate’s lifesaver

ONCE the graduation season starts to march in, students sometimes find themselves on the brink of bankruptcy because of their unlimited wants and desires for post-graduation events like vacation, new gadgets, and cars.

They are required to learn the basics on how to avoid being in need and hope for the financial help from their guardians or parents because it is necessary for them to be ready for the next chapter in their lives: getting a job.

Job hunting is not an easy task, maybe yes, for some, but to other people, it's not.

Money will always be of need since they have to consider themselves while they are looking for jobs. They need funds for food, drinks, and transportation.

The importance of savings is a must know for them. Savings will be everyone’s lifesaver — particularly to post-graduates, who need to be independently and responsibly ready to their future endeavors.

When you have savings, you know yourself that you are beneficially packed for the future, and can be able to use it when you need it — but you have to spend them wisely. Because sometimes, you'll never know when you need it, you might need those savings due to emergencies and such.

Of course, when you save, you have to know the difference between wants and needs.

Some just impulsively purchase things that they want or tell themselves that the thing looks like they need it, and not use it afterwards — these would just make their money go to waste. It could just be spent on things that they particularly need.

Focus well on the list of your needs like paying the bills, helping your family, and having meals in order to stay healthy.

Your needs are the most important things you need to ponder upon and use your money on.

If you’re wondering what are the right things to do to save, you just have to tell yourself to save, expel all buying temptations, and focus on what’s important: your needs. You are the only one who can tell you that.

You can always reward yourself an enjoyable vacation or new stuff once you are able to reach that chapter in your life — with the money you worked for.


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