ALL creditors of the closed Rural Bank of Guihulngan (Negros Oriental) Inc. have until August 5 to file their claims against the assets of the closed bank either personally or by mail.
Creditors refer to any individual or entity with a valid claim against the assets of the closed Rural Bank of Guihulngan and include depositors whose deposits exceed the maximum deposit insurance coverage (MDIC) of P500,000.
The Philippine Deposit Insurance Corporation (PDIC) said that creditors and depositors with uninsured deposits may file their claims personally at the PDIC Public Assistance Center located at the 3rd Floor, SSS Bldg., 6782 Ayala Avenue corner V.A. Rufino St., Makati City, Monday to Friday, 8 a.m. to 5 p.m.
Claims may also be filed through mail addressed to the PDIC Public Assistance Department, 6th Floor, SSS Bldg., 6782 Ayala Avenue corner V.A. Rufino St., Makati City.
Claims filed by mail must have a postmark dated not later than August 5, 2019. The prescribed Claim Form against the assets of the closed bank may be downloaded from the PDIC website, www.pdic.gov.ph.
PDIC reminded creditors to transact only with authorized PDIC personnel.
Claims filed after August 5 shall be disallowed.
PDIC, as receiver, shall notify creditors of denial of claims through mail. Claims denied or disallowed by the PDIC may be filed with the liquidation court within 60 days from receipt of final notice of denial of claim.
The PDIC also said that depositors with account balances of more than the MDIC of P500,000 who have already filed claims for the insured portion of their deposits as of August 5 are deemed to have filed their claims for the uninsured portion or the amount in excess of the MDIC.
PDIC, as receiver of closed banks, requires personal data from creditors to be able to process their claims and protects these data in compliance with the Data Privacy Act of 2012.
The Rural Bank of Guihulngan was ordered closed by the Monetary Board (MB) of the Bangko Sentral ng Pilipinas on May 23 and PDIC was directed by the MB to proceed with the takeover and liquidation of the closed bank in accordance with Section 12(a) of Republic Act 3591, as amended.
The bank is located at Sikatuna St., Poblacion, City of Guihulngan, Negros Oriental.
All requests and inquiries relating to Rural Bank of Guihulngan shall be addressed to the PDIC Public Assistance Department through mail at the 6th Floor, SSS Bldg., 6782Ayala Avenue corner V.A. Rufino St., Makati City, through e-mail at pad@pdic.gov.ph, or through telephone number (02) 841-4630.
Depositors and creditors outside Metro Manila may call the PDIC Toll Free Hotline at 1-800-1-888-PDIC (7342). Walk-in clients may also visit the PDIC Public Assistance Center at the 3rd Floor, SSS Bldg., 6782 Ayala Avenue corner V.A. Rufino St., Makati City, Monday to Friday.
Inquiries may also besent as private message at Facebook through www.facebook.com/OfficialPDIC. (PR)