PAG-IBIG Fund’s total assets surged past the P1.1 trillion mark as of March 31, 2025, reaffirming its robust financial standing among the country’s leading government financial institutions.
In a statement sent, the agency saw its assets grow by P34.37 billion in just the first quarter of the year, driven by the sustained expansion of its loan portfolio, prudent investments, and robust member savings.
The Fund reported a solid equity base of P776.52 billion at the end of the first quarter, comprising members’ equity, retained earnings and other reserves. This strong financial foundation enables Pag-Ibig to consistently grow the value of its 16.55 million active members’ savings while providing accessible loan programs.
Complementing its equity position, Pag-IBIG Fund maintained P21.29 billion in cash and cash equivalents and expanded its investment portfolio to P133.06 billion, highlighting its strategic focus on liquidity and income-generating placements. Its diversified and resilient financial structure is further bolstered by components like property and equipment and investment properties.
Earlier this month, Pag-Ibig Fund chief executive officer Marilene Acosta reiterated the agency’s 10-year vision: to achieve at least 10 percent in annual dividends, expand digital access and advance financial inclusion for underserved sectors.
This long-term strategy is closely aligned with President Ferdinand R. Marcos Jr.’s directive to improve the quality of life for Filipinos through access to affordable and dignified shelter, strengthening the Fund’s sustainability and its role in nation-building.
Operationally, Pag-Ibig Fund disbursed P30.22 billion in housing loans during the first quarter of 2025. Total membership savings collections reached P40.41 billion, marking an impressive 41 percent increase from the P28.76 billion collected in the same period last year.
The Fund also maintained a strong performing loans ratio of 94.13 percent, indicating sound portfolio management and borrower discipline. / KOC